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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Great credit card

5
Great credit card easy to pay instalments and easy to pay off one hit Reviewed on: 14th January 2023

Extremely happy with product

5
Extremely happy with product, using it for last six months, Reviewed on: 14th January 2023

First class

5
Great app easy to use ,friendly staff and great rates Reviewed on: 14th January 2023

Brilliant

5
Very good company with good customer service and good rates on there credit card Reviewed on: 14th January 2023

Great rates and easy to apply

5
Great rates and easy application process. App is really useful and easy to use Reviewed on: 14th January 2023

Customer service

5
I have Zopa credit card from last year they have got best customer service. Whenever I call they help and guide in best of their efforts. Reviewed on: 14th January 2023

Excellent

5
Excellent service and very helpful if you need help Reviewed on: 14th January 2023

Very satisfied customer

5
Zopa process transactions very quickly which allows accurate control of my account. This together with regular updates and reminders makes account control much easier than other credit cards. Website is very easy to navigate. Reviewed on: 14th January 2023

Great credit card

4
Great credit card, good communication from company, good customer service, highly recommend. Reviewed on: 14th January 2023

Hassle free credit card

5
My credit card is handy,there's also an app to make payments check what I've spent its just easy to use Reviewed on: 14th January 2023

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