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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44342)

Find them easy to use

5
Easy to use. Easy to change or check details. There app is just really good Reviewed on: 14th January 2023

Zopa

5
Zopa is the best card provider . Easy to access account with various options. Clear and reasonable. I’m very happy with it . Reviewed on: 14th January 2023

Amazing company

5
Best company around highly recommended Reviewed on: 14th January 2023

Great

5
So easy to use, the app works great Reviewed on: 14th January 2023

Excellent provider straight forward no hassle and very friendly

5
I’ve always found then helpful no hassle and willing to help where they can certainly the best credit card provider I’ve used. Reviewed on: 14th January 2023

Very good credit card

5
You choose what payments you make Reviewed on: 14th January 2023

Very helpful

5
This company is very helpful, I would recommend this company to anyone. Thanks Reviewed on: 14th January 2023

Excellent

5
Zopa gave me a chance when no one else would let me have credit and helped me build my rating Reviewed on: 14th January 2023

Easy to use, never had an issue

5
Zopa’s customer service is second to none and never had an issue with the card or the app. Reviewed on: 14th January 2023

The best

5
There great brilliant customer serves Reviewed on: 14th January 2023

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