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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Easy to apply and quick delivery

5
Excellent service. Easy to apply and fast delivery Reviewed on: 13th January 2023
Paul Sollis's avatar
Paul Sollis

Great

5
App is so easy to use and zopa is very clear on what your getting Reviewed on: 13th January 2023
Julian Goldman's avatar
Julian Goldman

Best credit card

5
Easy process to get card. Very user friendly app Reviewed on: 13th January 2023
drolowu@gmail.com's avatar
[email protected]

Great company

5
Easy to use straight forward and give people a chance Reviewed on: 13th January 2023
John Tebble 's avatar
John Tebble

Excellent

5
Above expectation and excellent card to use. Reviewed on: 13th January 2023
Ahmed Loutfi's avatar
Ahmed Loutfi

Communication and security

5
Great communication from Zopa regarding spending and also Great security on card Reviewed on: 13th January 2023
Clodagh Collins's avatar
Clodagh Collins

Breath of fresh air

5
An easy to understand card, commitment to assisting the customer , updates are helpful , they do not push you to apply with them. They give accountability and make sure you can afford the payments . They offer customer care and I do mean customer care not a flippant one. Reviewed on: 13th January 2023
Michelle's avatar
Michelle

Great company

5
Easy app and overall good experience from day one. Reviewed on: 13th January 2023
Adam Dabaa's avatar
Adam Dabaa

Fantastic

5
Easy to apply for no fuss Great service Reviewed on: 13th January 2023
David Gould's avatar
David Gould

It's good

5
It's good and I could do with winning the £1000 but I probably won't Reviewed on: 13th January 2023
jmacgowan21@gmail.com's avatar
[email protected]

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