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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Excellent

An amazing company to deal with. Customer service is second to none. Keep you up to date with every change they make Reviewed on: 13th January 2023

Zopa credit

From application to receiving the credit card it’s all plain sailing - the app is convenient user friendly and easy to understand and use would recommend Reviewed on: 13th January 2023

My review is easy Zopa is a great company

Well everything is so good and I am very happy with the company Reviewed on: 13th January 2023

Card

Excellent service, customer services response time is fast. I have no problems with this card Reviewed on: 13th January 2023

Great service and product

I am fully happy with the service I get and the way the credit card works Reviewed on: 13th January 2023

Best of all

I was so pleased how fast they give me a credit card Reviewed on: 13th January 2023

Very pleased with zopa,

Very pleased with zopa. Good little credit card to have for emergencies. Reviewed on: 13th January 2023

Straight forward credit.

Great updates , easy to deal with, easy way to finance and stay updated! Reviewed on: 13th January 2023

Simple and User Friendly

a genuinilely nice company to interact with, the app is simple and easy to use Reviewed on: 13th January 2023

Good service

Its Exactly what it says on the tin a decent credit card Reviewed on: 13th January 2023

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