Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great card

Good alerts and easy 2 stay in control Reviewed on: 14th January 2023

Great card to have

I found this through a comparison site, which has prooved very good at matching me to the right card. It came with a great start up credit of £1500,I must be doing something right. The card was easy to apply for and I got a decession within minutes. I found the journey very easy and happy to be a part of Zopa Reviewed on: 14th January 2023

Top class

Easy to work app makes it easy for me to manage my spending and keep an eye on my balance. Reviewed on: 14th January 2023

best credit card provider

where do I start, the application was so easy and simple, the app is amazing and I have never had any problems with it, also their customer service is really friendly and helpful if you have a problem they are always there Reviewed on: 14th January 2023

Excellent service

Couldn’t fault them. Top service. Reviewed on: 14th January 2023

Getting credit

Very easy on the app and good to keep control of your money Reviewed on: 14th January 2023

Great card and reasonable rates

Very handy and a good starting line of credit Reviewed on: 14th January 2023

Big help

It’s very easy to use, pay back… it really help me when I was struggling with money. Thanks Zopa! Reviewed on: 14th January 2023

Great credit builder

Great credit card for credit building! Easy to use, app functions well! Reviewed on: 14th January 2023

Good credit company

Allows you to up your credit limit if you pay back on time and good customer service Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.91 from 2286 reviews
Credit card
from first direct 4.13 from 26 reviews
Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub