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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best interest rates for me straight forward no additional feez

Cannot fault this card no hidden fees Reviewed on: 14th January 2023

great value nice and warm in the cold

when ever you have to get intouch with zopa you always know you will have no problems in getting shorted out always helpful always know what they are talking about never over lend always there for you Reviewed on: 14th January 2023

Find them easy to use

Easy to use. Easy to change or check details. There app is just really good Reviewed on: 14th January 2023

Zopa

Zopa is the best card provider . Easy to access account with various options. Clear and reasonable. I’m very happy with it . Reviewed on: 14th January 2023

Amazing company

Best company around highly recommended Reviewed on: 14th January 2023

Great

So easy to use, the app works great Reviewed on: 14th January 2023

Excellent provider straight forward no hassle and very friendly

I’ve always found then helpful no hassle and willing to help where they can certainly the best credit card provider I’ve used. Reviewed on: 14th January 2023

Very good credit card

You choose what payments you make Reviewed on: 14th January 2023

Very helpful

This company is very helpful, I would recommend this company to anyone. Thanks Reviewed on: 14th January 2023

Excellent

Zopa gave me a chance when no one else would let me have credit and helped me build my rating Reviewed on: 14th January 2023

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