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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great features

Love zopa credit card,easy to use. Reviewed on: 13th January 2023

Fantastic company

I would highly recommend the company for all your credit needs. Fast and friendly Reviewed on: 13th January 2023

Quick and easy

Very easy signup process and user friendly app make this a pleasure to use. Account management and balance info is clear and simple to understand. I have also used Zopa for loans. Great company Reviewed on: 13th January 2023

Credit card with care

Well I have been trying to improve my credit score and I must say Zopa have been amazing . Their App is so easy to use and great customer service I would highly recommend ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 13th January 2023

Very good company

Very good company easy app to use very good. Reviewed on: 13th January 2023

Very good credit card

I am very happy with the card and would recommend it Reviewed on: 13th January 2023

Easy to use

App easy to use, easy to pay, and monitors spending But It is difficult to get a limit increase Reviewed on: 13th January 2023

Excellent

Easy to use, great app to support everything you need, highly recommended. Reviewed on: 13th January 2023

Quick and easy to apply

Zopa was quick and easy to apply and has good rates too would definitely recommend to family or friends Reviewed on: 13th January 2023

Good

Flexible, great card, great customer service, support. Reviewed on: 13th January 2023

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