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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44342)

Awesome and Quick

5
I found the decision, sign up to be quick, the card delivery was awesome and the rate is damn good Reviewed on: 14th January 2023
Glen Stansfield's avatar
Glen Stansfield

The best

5
The best from the best in the world Reviewed on: 14th January 2023
Catalin's avatar
Catalin

Good card

5
No issues good customer service Reviewed on: 14th January 2023
Simon Andrews's avatar
Simon Andrews

Good Choice to help you get back on track

5
My experience with Zopa has been Fantastic. Reviewed on: 14th January 2023
Chris 's avatar
Chris

Brilliant

5
Helped to increase my credit score Reviewed on: 14th January 2023
Tanya Appleton's avatar
Tanya Appleton

9

4
Very good service I like to use zopa credit card Reviewed on: 14th January 2023
Jagroop singh's avatar
Jagroop singh

My credit card

5
Zopa are easy to talk to you.The app is just perfect..I haven't had my credit long but so far it is perfect. Reviewed on: 14th January 2023
Christopher Trewren's avatar
Christopher Trewren

TOP PROVIDER

5
Zopa I can always rely on to be cost effective and their customer service is excellent Reviewed on: 14th January 2023
Micky Ferrara 's avatar
Micky Ferrara

Excellent

5
Brilliant service great starter to build up your credit score Reviewed on: 14th January 2023
Graeme's avatar
Graeme

Great responsible Lender!

5
Great response Lender and help me when I needed. Thank you. Reviewed on: 14th January 2023
Kevin Reilly 's avatar
Kevin Reilly

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