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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great company

Very easy process of applying. the payment process is quick and easy to use. Reviewed on: 13th January 2023

Zuper zopa

The app and staff are very accommodating. Super. Super. Super. I highly recommend. Reviewed on: 13th January 2023

Clear and easy

If anyone looking for a great credit card look no further! Clear easy to use service with great app making management of account simple Reviewed on: 13th January 2023

Amazing

Great credit card and always helpful and friendly service! Reviewed on: 13th January 2023

Excellent

Great service - regular credit increases if you need them Reviewed on: 13th January 2023

Credit with a Conscience

In my view the Zopa credit card provides everything you need to use the card not only responsibility but in a way that really helps you as a customer. From features like the credit cushion that helps you set aside some of your limit to an ability to change the contactless payment limit. This card has multiple great features that not only makes being a customer easy but makes it better than other competitors. Reviewed on: 13th January 2023

Amazingly simple to use, no fuss .

A can recommend Zopa credit card to anyone as it is a superior product and serious contender in the market. Reviewed on: 13th January 2023

Easy application

Easy to apply quick and efficient service good interest rates Reviewed on: 13th January 2023

Best Card

Zopa is best credit card for daily use Reviewed on: 13th January 2023

Zopa doopa

From applying for my card to it arriving, my experience with Zopa has been outstanding. Reviewed on: 13th January 2023

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