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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I can't praise zopa enough excellent credit card

I can't praise zopa enough excellent credit card Reviewed on: 15th January 2026

Great overall product and always willing to help

Great overall product and always willing to help Reviewed on: 15th January 2026

Provision of the services provided to the customer a...

Provision of the services provided to the customer and the support Reviewed on: 15th January 2026

5 StarEfficiency of Service

Joining to receiving card was a pleasant experience. I like the drop boxes on menu in account and the flexibility to pay extra amounts. But like all cards keep up with payments or the interest will sting what you pay month;y. Reviewed on: 15th January 2026

Easy to use and you know what you are getting

Easy to use and you know what you are getting Reviewed on: 15th January 2026

Fast very efficent easy to use app keep you updated...

Fast very efficent easy to use app keep you updated Reviewed on: 15th January 2026

Payments go through straight away

Payments go through straight away Reviewed on: 15th January 2026

ZOPA credit card the easy bank

Its great as it helps me pay for my bills and keeps my money for everything else. Reviewed on: 15th January 2026

Easy and good credit card

Very easy to use zopa credit card no problem at all Very good customer service Reviewed on: 15th January 2026

Very good experience fast service

Very good experience fast service Reviewed on: 15th January 2026

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