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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Exactly what is required

Covers your exact needs and competitive rates friendly and helpful customer service Reviewed on: 14th January 2023

Good

Very good in always and I am happy Reviewed on: 14th January 2023

Trustworthy and reliable

I have never encountered any issues in my time spent with Zopa. Any upcoming changes are communicated in a timely manner and they provide additional support when needed. Reviewed on: 14th January 2023

Helped me when nobody else would

Excellent company and very smooth customer service Reviewed on: 14th January 2023

Credit Card

Excellent can not fault them at all. Reviewed on: 14th January 2023

Great service

One of the best credit cards I ever had. Reviewed on: 14th January 2023

Secon to none

This card has been so helpful in more ways than one,so many options were made available if I needed it communication was clear and the flexibility was beyond my expectation overall a positive experience. Reviewed on: 14th January 2023

Easy no fuss

Handy when you need it ,always good for emergency Reviewed on: 14th January 2023

Everything Good

Easy to use, and get app, then use its features. Well done Zopa Reviewed on: 14th January 2023

Helped me get on track absolutely brilliant

Fantastic customer service,I would recommend zopa to help you get on the ladder to help with your credit rating. Reviewed on: 14th January 2023

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