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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa credit card

Very impressive card application process very straightforward had my APR confirmed before applying and was pre approved card arrived few days later no problems so far all seems in order feel zopa are here to help people even with a low credit score Reviewed on: 14th January 2023

The best

The best card what I had, I recommend it with confidence Reviewed on: 14th January 2023

Credit card

Very good company great to be a customer Reviewed on: 14th January 2023

Great card

Fantastic card with good facilities. Reviewed on: 14th January 2023

There the easiest card people to deal with and don't give credit uplifts if you don't want or been it

Very good to work with and easy app to use Reviewed on: 14th January 2023

Simply Zopa

It was very quick and easy applying for the Zopa credit card. That was the clincher for me! No gruelling forms to complete or nightmare telesales harassing you! With there no nonsense app monitor your spending as well as track your transactions. It has everything there that you may need. From help with account issues, tips and advice on money matters, and handy offers too! What else is there to say...nothing. It's simply perfect and sublimely simple. It's Simply Zopa. Reviewed on: 14th January 2023

Zopa is a great bank

Simple and efficient navigation through the app and quick responses on queries. Reviewed on: 14th January 2023

Easy to use company and app

Great experience with Zopa the app is so easy to use Reviewed on: 14th January 2023

Reliable company

Fantastic experience from zopa credit card and the customer service team is very amazing Reviewed on: 14th January 2023

Helped and supporting

They greatly helped me with the chance to rebuild my credit score.but did not look down on me.but gave me support and great advice.and it is still there for me.great company Reviewed on: 14th January 2023

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