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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

excellent service

very easy to use and set up simple instructions the process was very straightforward Reviewed on: 14th January 2023

Simply Superb

Fast, easy process and very happy to be part of the Zopa family Reviewed on: 14th January 2023

Very good

Using the cr card is really good Reviewed on: 14th January 2023

Fantastic! The go to company

Zopa are a responsible lender with multiple payment options and product. The staff are present and do all they can to help with anything yet I’ve never had any negative issues to call about. Thanks to Zopa I have been able to be in control, create memories with my family and have everything under one company. They are transparent, clear, responsible - what more could you want! Absolutely fantastic. Reviewed on: 14th January 2023

Credit card

I've had mine a year now verry easy to use app and no hidden costs I'm very happy Reviewed on: 14th January 2023

Finance on the Go

An easy, well devised service with a good reliable app. Job well done Zopa. Thank you. Reviewed on: 14th January 2023

Great

great clear contract with no problems Reviewed on: 14th January 2023

Great company with fab service

Zopa is a fantastic company, their customer support is great as well as their communication and I love the app and how easy it is to navigate. I would highly recommend to everyone Reviewed on: 14th January 2023

Great card

Great card with a fantastic app making it easy to keep on top of things . The app is very easy to use and understand Reviewed on: 14th January 2023

Excellent, fuss free Service

Zopa have been great from the start. Everything is quick and easy and the app is great to see where you’re up to. Reviewed on: 14th January 2023

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