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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa have proved to be an outstanding credit providor

Zopa have proved to be an outstanding credit providor Reviewed on: 15th January 2026

5 stars good credit card

Very easy to use with a great app for my phone Reviewed on: 15th January 2026

Always handy, always helpful!

Always handy, helpful customer service and the app is great! It’s a great card to have, I can keep track of my spending and the bonuses of having it are definitely a plus! Reviewed on: 15th January 2026

Excellent service

Very easy too set up explained everything clear easy to set up direct debit and easy to pay additional money in Reviewed on: 15th January 2026

Best credit card to help rebuild your score

Best credit card to help rebuild your score Reviewed on: 15th January 2026

Great card would recommend

Really helpful and easy to apply for Reviewed on: 15th January 2026

Good card

i have zopa to be a very good creditor to have in my wallet. Reviewed on: 15th January 2026

Simple application fast decision.

Simple application fast decision. Easy to use app. Reviewed on: 15th January 2026

Easy to use great visa card banking app is easy to u...

Easy to use great visa card banking app is easy to understand Reviewed on: 15th January 2026

Very flexable easy to use app affadable pay back

Very flexable easy to use app affadable pay back Reviewed on: 15th January 2026

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