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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa credit card.

Fantastic service and very professional. It was easy to apply with the application. Reviewed on: 14th January 2023

Simplicity

Zopa had made me manage my card in the most simple and easy to use way every is so accessible and simple to follow Reviewed on: 14th January 2023

Very very handy

I haven't had any problems with it at all and I love it's low interest fees Reviewed on: 14th January 2023

Top Credit Card

Very easy to navigate while completing the online application and the app is the best one I use for a credit card provider Reviewed on: 14th January 2023

East app to use

Easy to use just wish that they gave you little bit more Finace on card after 6 months but understand they review hood card to have Reviewed on: 14th January 2023

Fantastic Service

They are the best company ever. Always available to assist and help. Reviewed on: 14th January 2023

Excellent service

Great experience with this card Reviewed on: 14th January 2023

Zopa credit card

Zopa application process was clearly designed and straightforward to complete Communication at all times was easy to understand and reassuring would recommend them to anyone Reviewed on: 14th January 2023

Easy use. Great app

Aways fast and easy in app experience Reviewed on: 14th January 2023

Outstanding customer service

Card took less than 3 days to arrive as mentioned in publicity. Clear comprehensive guidance and instructions. Great offer for the New Year. Highly recommended Reviewed on: 14th January 2023

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