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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Simple application fast decision.

Simple application fast decision. Easy to use app. Reviewed on: 15th January 2026

Easy to use great visa card banking app is easy to u...

Easy to use great visa card banking app is easy to understand Reviewed on: 15th January 2026

Very flexable easy to use app affadable pay back

Very flexable easy to use app affadable pay back Reviewed on: 15th January 2026

Great bank to use, easy to use app.

Great bank to use, easy to use app. Highly recommended Reviewed on: 15th January 2026

Best Credit Provider For Customer Services.

Zopa have been really good and supportive in helping me rebuild my credit rating. Reviewed on: 15th January 2026

Great service and great app.

Great service and great app. Efficient and well informed. Reviewed on: 15th January 2026

Good rates for credit card.

Good rates for credit card. Never had anything wrong. Reviewed on: 15th January 2026

Fantastic

Fantastic all around card for every day use Reviewed on: 15th January 2026

Quick and easy to use loverly staff helpfull and app...

Quick and easy to use loverly staff helpfull and app easy to use I’ve had no problems Reviewed on: 15th January 2026

Great service always happy to help

Great service always happy to help Reviewed on: 15th January 2026

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