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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Helping me rebuild my credit.

5
Very pleased that I am able to get a credit card whilst rebuilding my credit with an IVA Reviewed on: 14th January 2023
Rich's avatar
Rich

Brilliant credit provider

5
Easy to set up and get approved card was with me in a few days easy to pay and keep track with their app Reviewed on: 14th January 2023
Lee reed's avatar
Lee reed

Amazing credit card

5
Amazing credit card easy to apply and straight forward easy to contact are brilliant and recommend. Reviewed on: 14th January 2023
Dan's avatar
Dan

Zopa credit card

5
Easy to apply, good acceptance, good app to enable you to control your finances Reviewed on: 14th January 2023
Suzy's avatar
Suzy

Best credit card

5
No hassle interest rate excellent Reviewed on: 14th January 2023
Tracey Huckins's avatar
Tracey Huckins

Great credit card

5
Easy to use brilliant card highly recommend Reviewed on: 14th January 2023
Neil Corrigan's avatar
Neil Corrigan

Not to shabby

3
Not bad, but tight on the credit limit increases though Reviewed on: 14th January 2023
Lewis Maclean's avatar
Lewis Maclean

Helpful unlike majority of other companies.

5
Honest, helpful when 3rd company sells incorrectly & Zoopla get involved & helpful. Reviewed on: 14th January 2023
John Kennedy Jnr's avatar
John Kennedy Jnr

Best credit card

5
Best company I've had a credit card of if there is a issue quick call and the get it sorted straight away Reviewed on: 14th January 2023
Dan Jones's avatar
Dan Jones

Credit card

5
Excellent service and perfect card to help with extra costs Reviewed on: 14th January 2023
Mandi Moore's avatar
Mandi Moore

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