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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Zopo credit card

5
Decent customer service and quick response to any questions I may have. Reviewed on: 14th January 2023
Seth Wilks's avatar
Seth Wilks

Great

5
Great card that gives you help when you need it. Reviewed on: 14th January 2023
Dominique Opperman's avatar
Dominique Opperman

Best credit card out there

5
Zopa is the best credit card out there, there app is simple to use and modern. Highly recommended Reviewed on: 14th January 2023
pinelees@gmail.com's avatar
[email protected]

Excellent offering

5
A very suitable alternative to the mainstream providers Reviewed on: 14th January 2023
Christopher Richards's avatar
Christopher Richards

Very good

5
Very fast and very good deal’s definitely recommended Reviewed on: 14th January 2023
Elia Garcias's avatar
Elia Garcias

Ho hastle

5
Friendly staff who are there to help you if needed. Reviewed on: 14th January 2023
stuart boswell's avatar
stuart boswell

Great

5
Easy to apply for, you card arrive with in days and ready to use. Reviewed on: 14th January 2023
Melanie Kavanagh's avatar
Melanie Kavanagh

Zopa credit card

5
Zopa is a credit card but they do things differently. Along with customer support , they provide advice on other services. All of which we could benefit from. It's nice to know . Which makes them head and shoulders above the rest . Reviewed on: 14th January 2023
Darren Stewart's avatar
Darren Stewart

Highly recommend

5
Highly recommend easy to understand costs and easy to use app Reviewed on: 14th January 2023
Jason 's avatar
Jason

Great service

5
Never had any issues with the service provided by the company. Always gave me recommend stuff to improve my credit score. Reviewed on: 14th January 2023
Jonny's avatar
Jonny

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