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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best credit card

Very good always Amazing card experience! And would recommend Zopa to friends/family’ Reviewed on: 13th January 2023

Easy to apply and set up

So far so good and they don’t let you have a credit limit which is beyond your means Reviewed on: 13th January 2023

Fits my need perfectly

Excellent support via the App. Card works reliably so you can depend on it. Brilliant for those wishing to improve their credit rating. Reviewed on: 13th January 2023

perfect credit card. low interest rates.

I'm so happy with the Zopa credit card. Low interest rate is the best thing that I could say about it. highly recommended. Reviewed on: 13th January 2023

1st class service

Straight forward easy to understand. App is user friendly. Well done zopa Reviewed on: 13th January 2023

faheem

really nice i like zopa Reviewed on: 13th January 2023

Great Credit Card

It has low interest rates and your money is credited instantly when paying your card bill. Reviewed on: 13th January 2023

Fantastic

Fantastic was accepted straight away Reviewed on: 13th January 2023

Perfect creditcard

It has a lower charging rate and constantly supports customers for their quarry. Appreciate every help am getting with Zopa and will keep up with my payment so I can have credit increasement soon. Thank you Zopa Reviewed on: 13th January 2023

Starter Pack

Great for anyone with bad credit and newly credit card holders, app is design to help monitor your spending and teaches you how to manage your card and spending Reviewed on: 13th January 2023

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