Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy application

Very quick response ,card sent out very next day, Reviewed on: 13th January 2023

Has been very good

Has helped with building a better credit score Reviewed on: 13th January 2023

Credit card

Everything you need in a credit card with excellent customer service, would recommend if you looking for a good company for finance. Reviewed on: 13th January 2023

Fantastic

I applied got my credit card no hassle at all very easy to download on app and very easy manage Reviewed on: 13th January 2023

My best mate

Everyone has a best friend at some point in their life. Mine right now is Zopa, always there when needed. Easy to use app makes life that little bit easier. Plus lower rates than most cards,makes Zopa a great choice. My best mate in my wallet. Thanks Zopa Reviewed on: 13th January 2023

Card

Great service made up with the intreast xx very good card xx Reviewed on: 13th January 2023

Top

Very good service topppppp I’m really happy Reviewed on: 13th January 2023

Lifesaver

When I needed credit for an emergency Zopa cane through and helped a lot. Highly recommend Reviewed on: 13th January 2023

Best company out there

Zopa is the best company out there very lovely people Reviewed on: 13th January 2023

Excellent service

Top 5 stars helping myself getting back on track with my credit score. Giving me a chance. Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus credit card (discontinued)
from NatWest 4.51 from 68 reviews
Premier Credit Card
from HSBC 3.99 from 20 reviews
Credit Card
from thinkmoney 4.03 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub