Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to Zopa found them excellent

Very easy to Zopa found them excellent Reviewed on: 15th January 2026

Easy to use and customer support has always been go.

Easy to use and customer support has always been go. Reviewed on: 15th January 2026

very good everything easy to sort out

very good everything easy to sort out Reviewed on: 15th January 2026

The best credit card

Fantastic experience,card arrived extremely fast and the app worked faultlessly. Reviewed on: 15th January 2026

All the benefits of using a credit card and easy to...

All the benefits of using a credit card and easy to keep up to date on the app ,check your spending and easy ways to make a payment. Also add your card to your phone wallet for easy payment. Reviewed on: 15th January 2026

Very helpful.

Very helpful.very good very profesional Reviewed on: 15th January 2026

Absolutely recommend Zopa to everyone.

Applied for the card, had reply immediately. Absolutely love the app. Sends a notification when used and keeps me updated with spending and payments. I can hand on heart say I haven't experienced any negative things. Reviewed on: 15th January 2026

I applied for a zopa credit card.

I applied for a zopa credit card. After filling in my form on my phone i was greatly accepted what a wonderful surprise. Zopa checks your account every day making sure you are not over spending as that will put you into debt. Zopa are always there to help you with anything you are worrying about and thats such a relief. Reviewed on: 15th January 2026

Very fast from applying to receiving easy card use m...

Very fast from applying to receiving easy card use make payments Reviewed on: 15th January 2026

Zopa card accepted at all the retail shops & transpo...

I am using Zopa card in all retail shops and transport while other cards doesn't work properly. They always send updates on my account, easy settlement and good rates and they upgraded my credit as a loyal client, and offered me loan with low interest comparing to others Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clubcard credit cards
from Tesco Bank 3.87 from 346 reviews
Classic Credit Card
from Capital One 4.20 from 301 reviews
Flex Purchase credit card
from Monzo 4.90 from 3188 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub