Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43501 reviews)

View other Zopa products

4.94

Based on 43,501 reviews, last reviewed 24th Mar 2026

156100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent,quick response,card arrive quick Excellent,quick response,card arrive quick Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43501)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service

Always had an excellent and professional service from zopa Reviewed on: 15th January 2026

I have no problem with Zopa.

I have no problem with Zopa. Thay have helped me when i have had troble with my card Reviewed on: 15th January 2026

Any problems are sorted quickly without fuss.

Any problems are sorted quickly without fuss. Easy and clear to understand what happening Reviewed on: 15th January 2026

Very good when I had problems helped me to understan...

Very good when I had problems helped me to understand what I was doing wrong Reviewed on: 15th January 2026

Great company

Never had a problem with zopa, when I needed a loan it was there for me straight away.. paid back early with minimal charges Reviewed on: 15th January 2026

Simple to use app

Quick and simple proces, Regular updates. Reviewed on: 15th January 2026

Easy straightforwards no issues.

Easy straightforwards no issues. App is clean and easy. Application also easy and straightforwards. Reviewed on: 15th January 2026

Customer service is excellent.

Customer service is excellent. You can talk to a human being. I made a mistake with my account and it was sorted out almost immediately. Very impressive. Reviewed on: 15th January 2026

Great card, simple, easy to track, great customer se...

Great card, simple, easy to track, great customer service. Reviewed on: 15th January 2026

Easy to use.

Easy to use. Simple and effective Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Purchase Card
from TSB 2.25 from 8 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5949 reviews
Smart Saver
from Zopa 4.94 from 8049 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub