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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good customer service very helpfully and it's a...

Very good customer service very helpfully and it's a good card to have i defo wud tell my friends and family about this card Reviewed on: 15th January 2026

Good card, never had a problem with it the apps easy...

Good card, never had a problem with it the apps easy to use Reviewed on: 15th January 2026

Very good and very well organised

Very good and very well organised Reviewed on: 15th January 2026

Everything so straightforward and easy to follow

Everything so straightforward and easy to follow Reviewed on: 15th January 2026

Amazing card, really easy to use and really easy to...

Amazing card, really easy to use and really easy to check on the app on how much you spend and the app is really easy to use Reviewed on: 15th January 2026

Very good service and easy to manage the account.

Very good service and easy to manage the account. Excellent for credit building and very helpful Reviewed on: 15th January 2026

Convenient & supportive .

Convenient & supportive ..so handy & fast online. Reviewed on: 15th January 2026

good service exelllent

good service exelllent very easy service Reviewed on: 15th January 2026

easy to get and easy to use seems to be a happy comp...

easy to get and easy to use seems to be a happy company Reviewed on: 15th January 2026

I love it zopa credit card is best happy using it ch...

I love it zopa credit card is best happy using it cheers Reviewed on: 15th January 2026

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