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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Professional

Zopa have been brilliant, very good customer service, keeps you updated if anything changes on your account, always solve any issues you have and do accommodate your requests. Reviewed on: 13th January 2023

Simply the best

You listened when nobody else would thankyou Reviewed on: 13th January 2023

Top card

Easy, no fuss card. Start you at a reasonable level but increase in line with the way you use your card. Use it sensibly and your limit could go up Reviewed on: 13th January 2023

Their services are great

Since I too the credit card,it is being a stress free journey. Reviewed on: 13th January 2023

One great card

I’ve just become a Zopa credit card customer and already finding out the Benefits especially the card app which has so much to offer and take care of your credit Reviewed on: 13th January 2023

Highly recommend

Very good very happy customer!!!! Reviewed on: 13th January 2023

Great service

Great service, great company, very helpful and honest Reviewed on: 13th January 2023

Considerate.

They are helpful and considerate of my financial situation when I was unable to make payments. Reviewed on: 13th January 2023

Great credit card company

Great company that provides a reasonable line of credit, and great and easy to use app. Reviewed on: 13th January 2023

Love this card

Always at the end of the phone if needed. Information comes up straight away when you have made a purchase and your remaining balance is visible Reviewed on: 13th January 2023

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