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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit card of the year

Best credit card I have ever had Reviewed on: 13th January 2023

Fantastic credit card

Fantastic credit card and brilliant app. Card payments clear really quickly on the app, no waiting around! Reviewed on: 13th January 2023

My opinion has changed

When I first got this credit card it was to help with my credit rating. I am 62 and not very familiar with tech. I was very apprehensive as credit cards have got me into debt in the past. However, the facility of sending me notification immediately I use the card, and the added bonus of having the app to see my balance and be able to pay anytime has really helped me to stay in control. Thank you Zopa. Reviewed on: 13th January 2023

Easy app

The app that Zopa provides is easy to understand and helps you keep track of what you spend and customer service are they helpful Reviewed on: 13th January 2023

Good quality credit card

It’s a good quality credit card with low interest rates and easily contactable Reviewed on: 13th January 2023

Absolutely brilliant company

They have been flawless with me. Reviewed on: 13th January 2023

Great company

Fantastic credit company and really easy to use app Reviewed on: 13th January 2023

Excellent service

Very a easy to apply and the app is good Reviewed on: 13th January 2023

Quality credit card

The staff are simply superb,zopa are a very thoughtful provider Reviewed on: 13th January 2023

Flawless

Zopa offers a brilliant system to manage your account and repayment. Everything is at the touch of a button and really easy and simple to use. The customer services are also very good. Quick to answer and respond to any queries or issues you may have. All in all a great provider. If only all were the same, finances would be so much easier. Reviewed on: 13th January 2023

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