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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Review of services

Always there to help and give information about any changes. Reviewed on: 15th January 2026

Details of using the card and offers available are v...

Details of using the card and offers available are very well explained Reviewed on: 15th January 2026

i have had the card for a while now and have never h...

i have had the card for a while now and have never had any problems with it Reviewed on: 15th January 2026

Easy to apply, fast processing

Easy to apply, fast processing, nothing to complain about...I actually financed my car with them and it went everything flawless Reviewed on: 15th January 2026

Excellent communication .

Excellent communication . Always know when payment is due Reviewed on: 15th January 2026

Zopa provides everything required for successful cre...

Zopa provides everything required for successful credit.It is extremely easy to use and be informed of every transaction. Reviewed on: 15th January 2026

I have no concerns with Zopa very good company I did...

I have no concerns with Zopa very good company I did not have to ask for credit increase they let me know has soon has I could Reviewed on: 15th January 2026

Would recommend zopa

Found it very easy to use easy repayment and regular statements Reviewed on: 15th January 2026

I have had nothing but amazing experiences with zopa...

I have had nothing but amazing experiences with zopa and i cannot fault them Reviewed on: 15th January 2026

I don’t ever have an issues or problems with Zopa, a...

I don’t ever have an issues or problems with Zopa, always there to answer any questions and resolve any problems Reviewed on: 15th January 2026

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