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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Definitely a Star

Love using Zopa CC - I feel safe when making online purchases as it's equipped of security and online protection measures without worrying that my card will be used unauthorized. Also easy to pay and payment & account is updated within a minute. Will definitely recommend! Reviewed on: 13th January 2023

Great service

Was looking for a credit card to improve my credit card and sops was available had a great service and credit rating has risen Reviewed on: 13th January 2023

Excellent service and service

Easy application and card set up the app is brilliant easy to use and navigate through Reviewed on: 13th January 2023

Simple and great

Great card offering excellent notifications of activity. Reviewed on: 13th January 2023

Amazing

Amazing credit card companie best out there Reviewed on: 13th January 2023

Helpful, happy company

Great to use and helpful customer services Reviewed on: 13th January 2023

Best there is..

Best company there is out there, customer service staff are great. Reviewed on: 13th January 2023

5 star services

Love to have zopa best cradit provider of all the time Reviewed on: 13th January 2023

The best credit card I've had

Customer service is brilliant the app is excellent they are the best Reviewed on: 13th January 2023

Awesome

A credit card that doesn't just up your limit to something you can't manage Reviewed on: 13th January 2023

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