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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43110 reviews)

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4.94

Based on 43,110 reviews, last reviewed 7th Mar 2026

275300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Nice and easy enough for me to use Nice and easy enough for me to use Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43110)

Great

Zopa are a great company for helping me build my credit score with their credit card and the app is so user friendly. I am delighted with my choice Reviewed on: 13th January 2023

Love, love Zopa

Easy app to use. Not had any issues. Reviewed on: 13th January 2023

Very good company

Excellent service and experience Reviewed on: 13th January 2023

Perfect card for me

I love my Zopa credit card it gives me freedom and choice on how I want to spend my money. Reviewed on: 13th January 2023

Great service

From the start, zopa have been incredible, I haven't got the best credit but zopa were fantastic, the app is easy to use, all round great customer service Reviewed on: 13th January 2023

Amazing

Very easy and helpful with good credit Reviewed on: 13th January 2023

Hassle free

Quick approval. Easy to use. Great customer service. Reviewed on: 13th January 2023

Nice stuff

Quick and easy without any hassle. Reviewed on: 13th January 2023

Very good

I like zopa lone an c card very low rate Reviewed on: 13th January 2023

Great Service

Fast and Reliable. Great Service Reviewed on: 13th January 2023

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