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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Best credit card

Flexible and Good Company or Finance Company credit card to have. Reviewed on: 13th January 2023

Super customer services

Great help when I called, easy app to use, highly impressed. Thumbs up feom me Reviewed on: 13th January 2023

Fantastic card

Brilliant card get to use and great company to us Reviewed on: 13th January 2023

Brilliant

Zopa is great Loans and credit cards Reviewed on: 13th January 2023

Easy to use, no charge to use abroad

Easy to apply, use the app, and bonus points for not charging to use abroad, also only offer sensible increases Reviewed on: 13th January 2023

Amazing

Brill company easy to understand statements and easy payment process Reviewed on: 13th January 2023

So easy and fast

So easy,clear, good communication and great easy to follow app Reviewed on: 13th January 2023

Excellent

I have a credit card and loan with Zopa and have been impressed with them in the time I’ve been with them. Would recommend to family & friends. Reviewed on: 13th January 2023

Great product

Easy to set up, check and maintain Reviewed on: 13th January 2023

Great Company to be with

Zopa are great to be with, Easy to use and simple to keep records of what is spent and not a lot of Interest to pay either Reviewed on: 13th January 2023

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