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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Swift service

Great experience, would recommend. Reviewed on: 13th January 2023

Definitely a Star

Love using Zopa CC - I feel safe when making online purchases as it's equipped of security and online protection measures without worrying that my card will be used unauthorized. Also easy to pay and payment & account is updated within a minute. Will definitely recommend! Reviewed on: 13th January 2023

Great service

Was looking for a credit card to improve my credit card and sops was available had a great service and credit rating has risen Reviewed on: 13th January 2023

Excellent service and service

Easy application and card set up the app is brilliant easy to use and navigate through Reviewed on: 13th January 2023

Simple and great

Great card offering excellent notifications of activity. Reviewed on: 13th January 2023

Amazing

Amazing credit card companie best out there Reviewed on: 13th January 2023

Helpful, happy company

Great to use and helpful customer services Reviewed on: 13th January 2023

Best there is..

Best company there is out there, customer service staff are great. Reviewed on: 13th January 2023

5 star services

Love to have zopa best cradit provider of all the time Reviewed on: 13th January 2023

The best credit card I've had

Customer service is brilliant the app is excellent they are the best Reviewed on: 13th January 2023

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