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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Giving people a chance!

Having been in an IVA due to a messy separation and being plunged into over £60k of debt because of my ex wife, Zoopa was the company that gave me the opportunity to re build my credit rating’ an exceptional company who have been amazing with me and their app is so easy to use and make repayments! Reviewed on: 13th January 2023

Brilliant

So easy to use and repay with app they keep you updated when your payments are due or pay earlier Reviewed on: 13th January 2023

Excellent Card

An excellent credit card. Easy to set up the app that's accompanys the card which helps you track your spending and payments. This keeps you on track and helps improve your credit score. Reviewed on: 13th January 2023

Credit card

Best service ever I’ve never had a single problem with this company they are amazing Reviewed on: 13th January 2023

Highly recommend

Nothing but amazing service. Great customer support 5* from me. Reviewed on: 13th January 2023

Great Service

Very helpful and Professional service. Happy Chappy Reviewed on: 13th January 2023

Absolutely amazing

Always love using this card as a last resort and the interest rate they do charge does not break the bank account. Reviewed on: 13th January 2023

Great company

Fab company fab website always keep you informed of your account Reviewed on: 13th January 2023

No worries here

No problems here easy to use and app nice and easy to navigate Reviewed on: 13th January 2023

Swift service

Great experience, would recommend. Reviewed on: 13th January 2023

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