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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best credit card

Flexible and Good Company or Finance Company credit card to have. Reviewed on: 13th January 2023

Super customer services

Great help when I called, easy app to use, highly impressed. Thumbs up feom me Reviewed on: 13th January 2023

Fantastic card

Brilliant card get to use and great company to us Reviewed on: 13th January 2023

Brilliant

Zopa is great Loans and credit cards Reviewed on: 13th January 2023

Easy to use, no charge to use abroad

Easy to apply, use the app, and bonus points for not charging to use abroad, also only offer sensible increases Reviewed on: 13th January 2023

Amazing

Brill company easy to understand statements and easy payment process Reviewed on: 13th January 2023

So easy and fast

So easy,clear, good communication and great easy to follow app Reviewed on: 13th January 2023

Excellent

I have a credit card and loan with Zopa and have been impressed with them in the time I’ve been with them. Would recommend to family & friends. Reviewed on: 13th January 2023

Great product

Easy to set up, check and maintain Reviewed on: 13th January 2023

Great Company to be with

Zopa are great to be with, Easy to use and simple to keep records of what is spent and not a lot of Interest to pay either Reviewed on: 13th January 2023

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