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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I very good company

I’m having a great experience with the company Reviewed on: 13th January 2023

Great card and company

Been with zopa for over a year, good communication and good app. Upto date interest rates and good payment percentage Reviewed on: 13th January 2023

Just great

Always there when you need it. Its been accepted where ever ive been Reviewed on: 13th January 2023

Moving on up

Because of Zopa given me their Credit Card I have been able to monitor and improve my credit score. Reviewed on: 13th January 2023

The best credit card

Payment is updated in seconds Accepted everywhere The best card Reviewed on: 13th January 2023

Credit card review

Easy to apply. The App is so easy to use, and makes controlling my spending and monthly payments simple. Reviewed on: 13th January 2023

fair treatment to your financial things

Everytime i've paid extra on my loan, the amortization was correct and without any extra cost or extra clauses to take more than it should, as some banks do. congrats. Reviewed on: 13th January 2023

5*s for Zopa

Easy to use app, manage the card easily and great feature of cushion Reviewed on: 13th January 2023

Great great service

The app is very easy to use and it’s nice to see a company offer a good service. Reviewed on: 13th January 2023

Brilliant my whole family now use them

Got a Zopa card as I’m building my credit and they are so easy to use and understand I told my family now all 8 of us use them instead of other lenders. Loans are also good easy to repay early no early fees all round exceptional card to have. Reviewed on: 13th January 2023

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