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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy and informative

The way that the application works and the supporting features makes this card stand out! Reviewed on: 13th January 2023

Exactly as it says on the tin!

Fabulous company and ethos, super easy application- no nonsense. Card and pin received on time and app swift and manageable! Reviewed on: 13th January 2023

No hassle, easy to use

Zopa we’re willing to give us a credit card when our bank wouldn’t despite our high credit score. It was easy to set up, easy to access with their brilliant app, easy to access our statements and easy to pay the balance. You can even access your pin through the app if you forget. Absolutely brilliant, we would 100% recommend to anybody and can’t imagine going anywhere else for a card. Reviewed on: 13th January 2023

Simple clear management

The product was simple to apply for and manage . With a easy to use app that keeps you in control Reviewed on: 13th January 2023

A brilliant card that is well managed and with manageable limits

Nothing but joy and pride to have a Zopa credit card Reviewed on: 13th January 2023

Card

Very happy with them and the support they give Reviewed on: 13th January 2023

Transparent and easy

It's a great services that easily puts you in control. Reviewed on: 13th January 2023

Customer friendly.

Zopa provides an efficient financial product in my view with Apps easy to manage, use. Reviewed on: 13th January 2023

Fantastic card

Its a great card very handy for funds until pay day. Reviewed on: 13th January 2023

Very good

Helped me a lot very good to be with thanks Reviewed on: 13th January 2023

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