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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

great app simple and safe

offers exactly what you want for todays payment systems Reviewed on: 13th January 2023

Easy to use

Smooth experience and easy to use credit card Reviewed on: 13th January 2023

Easy & helpful

Stress free, helpful, friendly. Reviewed on: 13th January 2023

Good experience

Great service, very joined up app that makes payments and monitoring really easy, even for an old technophobe like me!! Reviewed on: 13th January 2023

The best company

best offer when I needed it and with no interest in the time I needed it Reviewed on: 13th January 2023

Good Card

Decent Card, fantastic app..with lots of information and control Reviewed on: 13th January 2023

Simple the best

Thanks.very good Reviewed on: 13th January 2023

Easy to use and great service!

A no faff credit card, easy to use and make payments which are updated straight away, no waiting several days and not having a live balance update. User friendly app and easy to reach customer service, highly recommend Reviewed on: 13th January 2023

Very good service

Happy very good service and good company to do business with Reviewed on: 13th January 2023

Back on track

I love this credit card APP helps you keep up to date Helping me to build my credit score back up Reviewed on: 13th January 2023

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