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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very simple and a great team

So easy to make payments and a very helpful team to worn with Reviewed on: 13th January 2023

Friendly and easy service

User friendly app and always super helpful and friendly customer service team. Great service, always! Reviewed on: 13th January 2023

Just a great company

Just so easy to use and they keep you posted all the time. Reviewed on: 13th January 2023

Fantastic

Brilliant easy to use app. Great they give people a chance who need a fresh start. Reviewed on: 13th January 2023

Excellent service

So easy to apply and use the App that gives you complete transparency and control of your spend Reviewed on: 13th January 2023

Excellent credit card

Smooth process from start to finish within no time at all I had my card - would highly recommend Reviewed on: 13th January 2023

top notch

quick and easy to apply and a decision straight away Reviewed on: 13th January 2023

Yep recommend

They helped me when I was on my knees with not being able to live,was desperate for money to buy food and petrol to get to work to pay the rent and bills. Reviewed on: 13th January 2023

Amazing company

Quick to sign up Very efficient customer service Just love them Reviewed on: 13th January 2023

Great

Great easy to use and well laid out structure Reviewed on: 13th January 2023

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