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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service

Zopa provide excellent customer service and helpful advice. Reviewed on: 15th January 2026

Have been with Zopa for several years now.

Have been with Zopa for several years now. Excellent credit card provider, helping to build my credit score. Reviewed on: 15th January 2026

Never had a problem , easy to apply for

Never had a problem , easy to apply for Reviewed on: 15th January 2026

Great products easy to talk with

Great products easy to talk with Reviewed on: 15th January 2026

Zopa credit card review

Quick easy to use and keep a track on my outgoings. Easiest way to make payments back on this card than my other provider. Definitely a great card and customer service. Reviewed on: 15th January 2026

Zopa gave me a card when I had a poor credit score a...

Zopa gave me a card when I had a poor credit score and was struggling to get credit. My score was slowly improving but they were one of the first organisations that took a chance on me, and it’s not been 2+ years since I’ve been using Zopa. Reviewed on: 15th January 2026

Great service

Really easy to use and apply, great service Reviewed on: 15th January 2026

Atlas the great

I have never had a problem from applying for a card. Never had any issues carry on the good work Reviewed on: 15th January 2026

I like zopa because they believe in helping there cl...

I like zopa because they believe in helping there clients there very understanding when you talk to them about being in a difficult financial situation helped me no end Reviewed on: 15th January 2026

Prompt & efficient services

Prompt & efficient service, friendly & helpful Reviewed on: 15th January 2026

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