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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa good - not had any issues.

Zopa good - not had any issues. But had the card for more than a year and still no sign of a credit increase, despite managing it well. Reviewed on: 15th January 2026

easy to use and great customer service

easy to use and great customer service Reviewed on: 15th January 2026

Helpful with great customer service.

Zopa are a very understanding company, with a brilliant customer service. They are always there if help is needed or just if you don't understand something. I am pleased with this company. Reviewed on: 15th January 2026

Fine with them so far with a good service

Fine with them so far with a good service Reviewed on: 15th January 2026

It has been great from the beginning with me having...

It has been great from the beginning with me having a credit card it has been very easy to transfer money and goes in super fast. Reviewed on: 15th January 2026

Zopa accepted me when my credit score wasn’t so good...

Zopa accepted me when my credit score wasn’t so good, I have no managed to build on this and be approved for a mortgage, thank you! Reviewed on: 15th January 2026

Excellent customer service from Zopa

Excellent customer service from Zopa Reviewed on: 15th January 2026

Best customer service and excellent in all

Best customer service and excellent in all Reviewed on: 15th January 2026

Zopa is a brilliant credit card very easy and would...

Zopa is a brilliant credit card very easy and would recommend too friends Reviewed on: 15th January 2026

Never had a problem excellent service

Never had a problem excellent service Reviewed on: 15th January 2026

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