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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quick, Easy, and Reliable

Ease of service and the app are key factors as to why I'm voting for Zopa. Reviewed on: 13th January 2023

Easy to use

Trust is everything,friendly service and good product Reviewed on: 13th January 2023

Great credit card

Really helpful. Brilliant credit card Reviewed on: 13th January 2023

Easy application and app

Very easy application form to complete and a very easy and useful app to manage the card with a buffer option Reviewed on: 13th January 2023

Quality service

Any communication i’ve had with Zopa has been professional and accurate. Reviewed on: 13th January 2023

My credit card

Being helpful ever since I got accepted by Zopa. Reviewed on: 13th January 2023

Great company

Amazing credit card with good benefits Reviewed on: 13th January 2023

1st class

Everything is on the app that you need to know.easy to use and reliable Reviewed on: 13th January 2023

Brilliant

Very easy to run the account on the app. Everything is clear and upfront so you always know where you are. Would highly recommend. Reviewed on: 13th January 2023

The best

I really like this app, everything in here is very easy and excellent I would definitely recommend this!! Reviewed on: 13th January 2023

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