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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best credit card

Perfect for me as there is also a credit cushion if something go wrong and you have the choice how much you put in of your credit limit Reviewed on: 13th January 2023

Hassle free, with great rates.

A great option in credit card, the rates are good. Customer friendly app too. Would happily advise friends and family to use Zopa. Reviewed on: 13th January 2023

Easy to use and very helpful

I got this credit card to help build my credit and it is so good at helping with the tips Reviewed on: 13th January 2023

very good card

it’s easy to use and was east to get the card Reviewed on: 13th January 2023

Great

No problem with anything easy to navigate website app great Reviewed on: 13th January 2023

Card

Excellent service and quick customer feedback Reviewed on: 13th January 2023

A Company that does Credit properly

Easy to understand and use,Fast update app with all features working well and simplicity to work and control Reviewed on: 13th January 2023

Great credit card, easy to manage

From first getting the card, you get reminders of how much to pay. Reviewed on: 13th January 2023

Top Notch

Zopa . I have there credit card and couldn't be more pleased. Easy application fast response and easy repayment. It's a credit card and does exactly what you expect. I don't have a great credit score but they accepted me and this has given me a great chance to rebuild my score. I would recommend Zopa to anyone Reviewed on: 13th January 2023

ZOPA CREDIT CARD SERVICES

Zopa are very Flexible, Great communication with customers. Their Agent helpline Chat services is second to none. Since joining Zopa, my life has changed for the better, especially with today’s Economy. I would Highly recommend to family, friends and anyone looking for sincere Trustworthiness, Integrity and overall money matters Reviewed on: 13th January 2023

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