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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best customer service and excellent in all

Best customer service and excellent in all Reviewed on: 15th January 2026

Zopa is a brilliant credit card very easy and would...

Zopa is a brilliant credit card very easy and would recommend too friends Reviewed on: 15th January 2026

Never had a problem excellent service

Never had a problem excellent service Reviewed on: 15th January 2026

Able to provide cash for a short term

Able to provide cash for a short term Reviewed on: 15th January 2026

Pain free application process

Such a quick and pain free experience from the application stage to receiving approval. Reviewed on: 15th January 2026

Easy to use app, no issues

Easy to use app, rates are good, help page intuitive Reviewed on: 15th January 2026

Help was quick and informative when required

Help was quick and informative when required Reviewed on: 15th January 2026

Never had to call so compnay must be doing the right...

Never had to call so compnay must be doing the right way. Reviewed on: 15th January 2026

I have had no problems with service and love my...

I have had no problems with service and love my card Reviewed on: 15th January 2026

Service was very good with clear communication

Service was very good with clear communication Reviewed on: 15th January 2026

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