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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Best

5
Recommend credit card really good Reviewed on: 13th January 2023
Eu's avatar
Eu

Excellent credit card and good apr

5
This is one of the best credit cards I’ve got out of a few others and it offers a better rate and a higher amount of credit to use them the other cards. Reviewed on: 13th January 2023
dcurren6@icloud.com's avatar
[email protected]

Excellent

5
Overall very good card, with affordable payments. Reviewed on: 13th January 2023
Anthony Turner's avatar
Anthony Turner

Good starting credit card

4
Happy with my new card to get me back up.on the credit rating system Reviewed on: 13th January 2023
Chris hyde's avatar
Chris hyde

Zopa

5
The best credit company in the UK Reviewed on: 13th January 2023
Michael Sidija's avatar
Michael Sidija

Outstanding support

5
Zopa offered me a chance to improve my credit, the small steps that have help me on my way. Weather it's that app that is fresh and clean, or speaking to customer service, I don't feel like a customer, I feel like part of the zopa family. Reviewed on: 13th January 2023
Stu's avatar
Stu

Easy and informative

4
Very easy to use and track finances. Also has small bitesize financial information within the app Reviewed on: 13th January 2023
Lee Hollad's avatar
Lee Hollad

Credit card

5
The best credit card I've ever had! Reviewed on: 13th January 2023
Nicolas Andres Guerrieri's avatar
Nicolas Andres Guerrieri

Easy application

5
Easy application instant decision as well as knowing credit limit. Limit offered was good and affordable- I wanted a credit transfer and offered 12 month interest free which was better than most others only down side is no live chat on the App which i feel is essential Reviewed on: 13th January 2023
Dee's avatar
Dee

Credit card

5
Is easy to use , it's absolutely amazing Reviewed on: 13th January 2023
Valentina Dimitrova 's avatar
Valentina Dimitrova

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