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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

The best card on the market

Hassle free Great! Easy and convenient. Reviewed on: 13th January 2023

Easy to apply

Easy to apply, quick delivery of card. Great app to keep you on track of your finances. Reviewed on: 13th January 2023

Very interesting, professionnel and very helpful

Very satisfied, happy with the Company’s policy Reviewed on: 13th January 2023

Easy and simple

Easy and simple to apply and the app is easier than others to use and understand Reviewed on: 13th January 2023

Smart choice

Easy to use and a very smart choice. Reviewed on: 13th January 2023

Fast and reliable

Easy to apply fast application process. Very good app Reviewed on: 13th January 2023

ZOPA REVIEW

The card is easily set up, the app is really easy and user friendly and any queries I have have been dealt with effectively and immediatly would absolutley recommend ZOPA Reviewed on: 13th January 2023

Reliability of Zopa Credit Card

Zopa is always there in times of need. Reviewed on: 13th January 2023

Great card

Very easy application process, fantastic online app very easy to use a must to rebuild your credit history and a sensible limit. Reviewed on: 13th January 2023

Excellent credit card great company

Had no problems why been with zopa I have 3 credit cards and it's over all my fav one out them all definitely recommended Reviewed on: 13th January 2023

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