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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Maria Nazareth

Very good credit card, I'm very satisfied with the product Reviewed on: 13th January 2023

Straightforward easy to manage

Excellent service easily managed with interest rates that are reasonable Reviewed on: 13th January 2023

Zopa credit card is good value and the company treat its customers with respect and sensitivity as well as regularly reviews their spending capacity.

Zopa credit card is good value, treat its customers with respect and regularly reviews their credit worthiness. Respectable lender! Proud of Zopa Reviewed on: 13th January 2023

Amazing , give you flexibility to pay 5*

Had a very good experience with zopa , their payment are really flexible neva had a problem so far and I don't think I will in future too 5stars Reviewed on: 13th January 2023

The best

I am very satisfied with this card, I went through critical moments due to a health problem and with the help of the credit card I was able to solve part of the problem, thank you very much for this card Reviewed on: 13th January 2023

Positive feedback

At the beginning I had a poor credit score and zopa was only credit card who would accept me for a credit card .. I first started with £200 and got the opportunity to extend my limits in short time . I have nothing bad to say about it and I’m happy with it , also my credit score has grown , not a lot but there’s a difference x Thanks zopa x Reviewed on: 13th January 2023

Great credit card

Great card, can see everything through zopa app Reviewed on: 13th January 2023

Excellent product

Very good service and value. Am happy to be with them. Reviewed on: 13th January 2023

Zopa Creidt Catd

Great service ! Deserve an award for sure Reviewed on: 13th January 2023

Building credit

Best card I’ve found so far to build credit Reviewed on: 13th January 2023

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