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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Value for Money

Zopa, have helped me gain a better credit report, keep track on everything I spend and notify me of when my payments are due, plus helpful tips on how to keep a good credit score. Reviewed on: 13th January 2023

Best credit card

Very easy to use in the app. Once payments are made your balance is updated immediately. Low interest rates. Zopa is a great company. Reviewed on: 13th January 2023

very efficient and cost effective

very helpful and satisfactory the app is very useful and good features Reviewed on: 13th January 2023

Brilliant company

I’m really happy with my Zopa account, the app is really simply to use, and really good customer service Reviewed on: 13th January 2023

Great credit company

Never had any problems and always informed Reviewed on: 13th January 2023

Outstanding finance

Happy with zopa they help in solving financial problem Reviewed on: 13th January 2023

Excellent

Easy to use with terrific customer support Reviewed on: 13th January 2023

Excellent company

I have had no problems with this company at all The app is very easy to use Very good company to deal with Reviewed on: 13th January 2023

No nonsense

Easy no nonsense low fees compared to some others Reviewed on: 13th January 2023

Easy to use, track your spend and give you that extra freedom

It had come in so handy as an emergency fund. In the current climate it had been a life saver. Reviewed on: 13th January 2023

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