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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Great deals

Great deals. I recommend Zopa. Get a Zopa credit card. Reviewed on: 13th January 2023

Understanding

Zoopla help me build my credit rating backup always been fairly good company. Never harass customers. Excellent customer service. Google is very good as well easy to understand and do we stand. Plenty time to pay back what you owe Reviewed on: 13th January 2023

Helpful and reliable

Zopa is a great and fantastic credit card company. There payments are fair and very supportive. Reviewed on: 13th January 2023

Bit to smart

I don’t like reading incorrect ratings for if I can get credit, it’s only handy for foreign use no fees but Jaja is better Reviewed on: 13th January 2023

Best credit card

Best credit card I’ve ever had no hassle nothing Reviewed on: 13th January 2023

Fab service and easy to manage.

Zopa make it really easy to manage your money. I would recommend them time and time again. No hassle, nothing hidden. What you see is what you get. Reviewed on: 13th January 2023

No hassle ease of use

Easy to set up the app for online, and easy to use. Quick and easy application process with quick decisions. Reviewed on: 13th January 2023

Brilliant

Never been any problems always helpful Reviewed on: 13th January 2023

There are the best at Zopa

There so friendly and helpful always willing to listen when I have a problem I would always recommend Zopa to my friends and family. Reviewed on: 13th January 2023

Amazing credit card super app I recommend

Amazing credit card super app I recommend Reviewed on: 13th January 2023

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