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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great credit card

Great credit card , very professional costumer service. Reviewed on: 13th January 2023

Fantastic

Fantastic never had a problem low charges/ interest easy to use and the app is great too. Reviewed on: 13th January 2023

Best credit card iv got

So easy to use and friendly people to deal with Reviewed on: 13th January 2023

Simply amazing!!

The best credit card put in the market. Reviewed on: 13th January 2023

Great friendly company and easy to use.

Great company and very good customer service Reviewed on: 13th January 2023

Professional service, friendly people

For someone who had a few credit issues, borrowing was always a bit of a sore subject. But after being accepted by zopa and given a good credit limit I in fact opened a savings account with money I had saved. Happy that I'm now far more responsible with money Reviewed on: 13th January 2023

Good

Good is more then other credit cards Reviewed on: 13th January 2023

Easy to use

Easy to use online banking with great customer service, highly recommend. Reviewed on: 13th January 2023

Best service, best app, honest and open.

Zopa offer an easy to control credit card with a brilliantly simple app. No hidden dangers and open and honest. Zopa make everything about credit easier. Reviewed on: 13th January 2023

Outstanding

Outstanding. Very easy to use the app Reviewed on: 13th January 2023

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