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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great product!

5
Really easy to get set up, great app! Reviewed on: 13th January 2023
garysonnenthal@outlook.com's avatar
[email protected]

Great app and easy

5
I love how straightforward the app is. It allows you to make payments and see them against your balance immediately. Reviewed on: 13th January 2023
Liz's avatar
Liz

Easy to use

5
Great rates, simple app. Happy customer Reviewed on: 13th January 2023
NATALIE parry's avatar
NATALIE parry

Excellent in every way

5
Easy process, good service, great rate. Reviewed on: 13th January 2023
leefranklin65@gmail.com's avatar
[email protected]

Customer service could be better

4
Customer service could be better there are very slow to answer rest I couldn't recommend them more.also I love the saver saving and very safe. I fell very confident using the app Reviewed on: 13th January 2023
Mohamed Hamid's avatar
Mohamed Hamid

Quick and Easy

5
Was such a trouble free application, and I had my card a few days later. They're really communicative and keep you updated, the App is super easy to use Reviewed on: 13th January 2023
Natascha Adler's avatar
Natascha Adler

Great

5
Brilliant............................ Reviewed on: 13th January 2023
carl mackenzie's avatar
carl mackenzie

Great service

5
Can't complain good service great at helping build your credit score Reviewed on: 13th January 2023
Robert cameron 's avatar
Robert cameron

A pleasure

4
This company are extremely thorough and efficient. I am in my 70's but this is the best credit card I have used. Feel safe and comfortable with Zopa Reviewed on: 13th January 2023
James Mills's avatar
James Mills

top product

5
Great credit card very easy appt to use Reviewed on: 13th January 2023
heather MacLeod's avatar
heather MacLeod

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