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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa the best

Very happy with zopa never had any problems with them Reviewed on: 13th January 2023

Reliable and friendly

Zopa credit card has been reliable and friendly. I have enjoyed using the service and would always recommend Reviewed on: 13th January 2023

The Best

I have had no trouble with Zoopa they have just been the best Reviewed on: 13th January 2023

Simple and affordable

Good for building up credit rating. Reviewed on: 13th January 2023

Excellent service

Cannot beat the amazing service from Zopa Reviewed on: 13th January 2023

Brilliant company

This is a no Hassle company Great service Reviewed on: 13th January 2023

Excellent

Good service easy to use simple straight forward Reviewed on: 13th January 2023

Best credit card

Been with zopa for about a year, Love how easy their app is to use, it's so user friendly, it's extremely well laid out so navigating is extremely easy. Customer service is great and respond extremely quickly and provide a great service Reviewed on: 13th January 2023

Card

Easy to apply card arrived quickly too Reviewed on: 13th January 2023

Professional companie

Professional company . I recommend for everyone Reviewed on: 13th January 2023

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