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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent service

Great app and management features Reviewed on: 13th January 2023

Excellent service and always there to help.

I haven't had a problem with them it's been all good ever since I signed up. Reviewed on: 13th January 2023

Great

Straight forward and easy to use Reviewed on: 13th January 2023

Good amount transferable ptions

Happy to recommend to my friends and family members Reviewed on: 13th January 2023

Great Card and great app

Easy to use and know what is going on with my account. Reviewed on: 13th January 2023

No complaints here

Fast set-up and no issues with the card at all. Great in fact. Reviewed on: 13th January 2023

Good

I chose Zopa because I found it to be an excellent credit company. It's very easy to join. It's very easy to make monthly payments, thank you Zopa. Reviewed on: 13th January 2023

Amazing

Easy to pay and cap limit if needed too Reviewed on: 13th January 2023

Good All Round Experience

The application process for Zopa was quick and easy. It has helped me build my credit score which has aided me in having the ability to acquire other credit products should I require them. Good all round service. Reviewed on: 13th January 2023

Nice and easy and very understanding g

Very helpfull when others turn you down zopa was here and helped me through the process Reviewed on: 13th January 2023

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