Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best credit card

Iv recently applied for credit card online and got Zopa credit card. They gave me 0% balance transfer with 0% fee for 3months. I am very happy with Zopa service. highly recommended to new customers. Five stars to zopa ***** Reviewed on: 13th January 2023

Outstanding customer service

Since I've had my credit card I've been impressed with the service that zopa offer the online banking and support is second to none.if I ever get asked about credit cards I will always say zopa keep up the good work Reviewed on: 13th January 2023

Great interest free balance transfer

Had a great interest free balance transfer period as well as a pre approved list to check before you fully applied. Also really like their app which has cool features like being able to separate out what is spending and what is balance transfer. Reviewed on: 13th January 2023

Great

This a great credit card plus they also have an app where you can save and update you on a regular basis on interest rates Reviewed on: 13th January 2023

Zopa

The best Zopa card credit a great card for everyday life safe and efficient the best i have ever used Reviewed on: 13th January 2023

Clear and honest

When I transferred my balance they were very clear on the Apr and cost once my 0%offer expired Reviewed on: 13th January 2023

Excellent app

Excellent app easy to use great card for budgeting unexpected expenses Reviewed on: 13th January 2023

Great Service

Great service & positive experience Reviewed on: 13th January 2023

Top card

By far the best card I use. Easy to pay and easy to use Reviewed on: 13th January 2023

Pointless

Meant to help improve credit. Held for around 2 years with no increase and balance has been 0 for 8 months. Other cards have increased within months of sensible usage. Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews
Chrome Card
from Vanquis 4.08 from 8 reviews
Platinum credit cards
from Barclaycard 4.04 from 337 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub