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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Zopa is Easy

Good simple App which allows easy viewing and control of spending and visibility of transactions. Reviewed on: 13th January 2023

Just awesome

Really fantastic company. The app for the credit card is awesome with brilliant rates and have never had one issue. Reviewed on: 13th January 2023

Parrarel to none

Best credit card I have used,interest rates affordable Reviewed on: 13th January 2023

Zopa credit card is greatly and have smart saver with great interest

I have from few months I like it Reviewed on: 13th January 2023

Top credit card provider

Easy to use app with many insights about my spending habits and straightforward facilities. Easy to navigate and plenty of tips to keep me in control of my credit and credit file. Reviewed on: 13th January 2023

Just amazing

They are just a great service very helpful and fair go zopa Reviewed on: 13th January 2023

Great company to deal with.

Always very helpful if any issues. Reviewed on: 13th January 2023

Credit Card

Great service, easy application and receive acceptance quickly. Card arrived promptly. Reviewed on: 13th January 2023

Credit where credits due

The best new credit card on the market Reviewed on: 13th January 2023

Great service

Never had any issues and payments seem fair Reviewed on: 13th January 2023

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