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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Just the perfect card to use

The Zopa credit card was so easy to use whilst on holiday and always received updates on my spending too. Definitely recommend Reviewed on: 13th January 2023

Fabulous app

Since I had received my card, the all process so amazing quick to set up Reviewed on: 13th January 2023

Fantastic Customer Journey

Responsive Customer service, excellent advice and on the button notifications and correspondence Highly recommended Reviewed on: 13th January 2023

Very helpful customer service team.

Easy application and zopa keep up updated on your credit score. Reviewed on: 13th January 2023

Easy hassle free

Easy to apply hassle free, great company's Reviewed on: 13th January 2023

Good credit card

Easy to access and apply, great updates for usage and rate changes, options to apply for loans linked to credit cad usage Reviewed on: 13th January 2023

Top credit card provider

Easy to apply and the app is great. No fuss payment method and simple to use. All round fab company. Reviewed on: 13th January 2023

Great card and service

Always helpful and good all round service. Reviewed on: 13th January 2023

No problem with Zopa

I have been a Zopa customer for a while and I always find them very helpful Reviewed on: 13th January 2023

Zopa is amazing

Easy to work with and telephone staff are s polite and helpful Reviewed on: 13th January 2023

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