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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Reasonable interest

5
Fast and easy to apply. Instant decision Reviewed on: 13th January 2023
tasha180672@outlook.com's avatar
[email protected]

Excellent

5
Zopa is Excellent it's always there to help me when I need it 24/7 Excellent rates does ask/offer me increase when needed if they think I need it Reviewed on: 13th January 2023
Ray's avatar
Ray

Fast and easy

5
Fast and easy to use. Helped me out. Reviewed on: 13th January 2023
Monkey's avatar
Monkey

Zopa is amazing

5
If you are thinking to get a credit card definitely go for this one. Reviewed on: 13th January 2023
Lasharn's avatar
Lasharn

Interest rates very high

4
Interest rates too high, why is a shame. The rates make the credit cards very expensive too use. Reviewed on: 13th January 2023
P Dune's avatar
P Dune

Super Zopa

5
Perfection in card form no more need be said Reviewed on: 13th January 2023
Timothy Bailey's avatar
Timothy Bailey

Best card, best company

5
Easy to use, good credit limit, app helps keep on track with payments. Customer service is great. Reviewed on: 13th January 2023
leeannehall82@icloud.com's avatar
[email protected]

The Best

5
It is a grateful credit card Reviewed on: 13th January 2023
Viajantes. com's avatar
Viajantes. com

Excellent

5
These have been brilliant and giving you up to date information regarding your finances, also offering credit cards and loans to suit your budget. Reviewed on: 13th January 2023
Adele's avatar
Adele

Great overall experience

5
Simple to use and reliable banking app. Stress free credit card. Highly recommended. Reviewed on: 13th January 2023
Matthew Hopkinson's avatar
Matthew Hopkinson

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