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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Very good

Easy to manage the credit card app Reviewed on: 13th January 2023

Excellent service and supprt

Quick. easy and friendly. Would recomend to anyone. Reviewed on: 13th January 2023

Clear and concise

Clear and concise when I need information. Customer service are brilliant too! Reviewed on: 13th January 2023

Credit card

Awesome company great hassle free credit card Reviewed on: 13th January 2023

Zopa card is very good

I am using 1year it was so good Reviewed on: 13th January 2023

Top notch provider!

Could not speak high enough of Zopa, great provider and always great service Reviewed on: 13th January 2023

Simple

Easy, simple & straightforward, as it should be. Reviewed on: 13th January 2023

A company that cares

Great response time, easy to use apps, good interest rates, and they don't give credit increase after credit increase; they are highly responsible and I'd recommend them to anyone. Reviewed on: 13th January 2023

Great credit card,good rates and easy to navagate on app

The app is so easy to use, I get notifications to allow me not to miss payments, overall great card Reviewed on: 13th January 2023

Perfect

My Zopa card and app allow me manage my finances how I want where I want and when I want Reviewed on: 13th January 2023

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