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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great card easy to use and friendly staff

I have had no bad experiences with this card a very informative company easy to use card and good statements notifications Reviewed on: 13th January 2023

totally recommended

been absolutely spot on , never had a problem with. Zopa Reviewed on: 13th January 2023

Brilliant service

This credit card company is the best I have Fortune to deal with.does exactly what it says on the tin Reviewed on: 13th January 2023

Excellent app and card. Reasonable apr

Always listening and ready to assist. Reviewed on: 13th January 2023

Easy to apply

The app is good and communication is great Reviewed on: 13th January 2023

Absolutely fabulous !!!

Loved the app! Shows exactly what your spending! Easy to navigate and a brilliant service ! 5 * Reviewed on: 13th January 2023

Amazing credit card

So easy to apply for, very fast very friendly. The card itself is a great design . The app is even better. Really is such a great card Reviewed on: 13th January 2023

Quick and easy

It was very smooth application and so easy to do with no complications Reviewed on: 13th January 2023

No hassle

Easiest, most user friendly financial app on the market. Reviewed on: 13th January 2023

Great credit card

So easy to use . Great for those expenses you can’t afford in one big sum and so easy to pay back . Very good app that’s very easy to understand and use . Reviewed on: 13th January 2023

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