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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

great company and card to use

i have had zero issues with this company or card. they have always been very helpful if i needed any advice or help Reviewed on: 13th January 2023

Zopa - True Flexibility

My Zopa card alongside the Zopa app gives me the flexibility I need from a credit card. All the information I need is right there in the app at the touch of a button and notifications keep me updated and secure. 100% would recommend. Reviewed on: 13th January 2023

Credit card

Was a quick and easy application and card arrived a few days later Reviewed on: 13th January 2023

Simple, friendly and professional

Accepted even with bad credit score Reviewed on: 13th January 2023

My card

I use the card everywhere, but I have not succeeded outside England. Reviewed on: 13th January 2023

Number 1 for me

This bank has bent over backwards to help me they have treated me like a human being not a number Reviewed on: 13th January 2023

Very good credit card

Couldn’t wish for a better credit card Had no problems wot so ever I would recommend this credit card to anybody to use Reviewed on: 13th January 2023

Great and easy service

So easy to do and saved me loads of time and hassle Reviewed on: 13th January 2023

Great company

Really helpfull and easy to deal with Reviewed on: 13th January 2023

Quick and easy

Easy process, the card arrived a few days later and my favourite feature is the credit cushion making sure I always have enough incase of emergencies Reviewed on: 13th January 2023

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