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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Very helpful

Help me out when needed money at a good rate Reviewed on: 13th January 2023

Miss sky harris

Very good service easy to use and the app is very easy to use Reviewed on: 13th January 2023

Simple and effective

Love the fact when I make a transaction, I also get a notification notifying me of my credit remaining. Reviewed on: 13th January 2023

There when you need them

Very kind and caring and polite in every way .hopefully our relationship will continue every day Reviewed on: 13th January 2023

Great service

Fantastic company and great products Reviewed on: 13th January 2023

Excellent

Excellent customer service, very supportive with finances Reviewed on: 13th January 2023

Best credit group ever

Easy to apply, always help when that is needed. Reviewed on: 13th January 2023

affordable

excellent, low interest , good for building poor credit rating Reviewed on: 13th January 2023

So simple and easy

So simple and easy all through every single process! Really good credit card process Reviewed on: 13th January 2023

Super

Amazing, no issues at all. Straight forward card. Reviewed on: 13th January 2023

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