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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Positive

Really easy sign up process, great credit builder. Great customer service and helped when I rang in to change payment date. Highly recommend Reviewed on: 13th January 2023

User friendly and flexible

A very refreshing experience all round Reviewed on: 13th January 2023

Decent and reliable

App features are easy and the card is easily manageable Reviewed on: 13th January 2023

credit card

Is amazing company for credit cards . easy to use and low % Love it Reviewed on: 13th January 2023

Great

Great service and easy to use app Reviewed on: 13th January 2023

Trust worthy

Trust worthy and good communication Reviewed on: 13th January 2023

Very good

Very good credit card for poor credit or to have a start. Reviewed on: 13th January 2023

Great service

Easy card to get and easy company to work with,great APR too Reviewed on: 13th January 2023

Simple easy credit

Very simplistic easy to use credit card and app Reviewed on: 13th January 2023

Good Service

I have been using Zopa, their app is user friendly and customer service is good Reviewed on: 13th January 2023

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